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For off-plan owners

Off-plan property in Dubai, kept on schedule.

From SPA signing to handover, Mulki keeps the dates, the payments, and the secondary-market value of every off-plan unit you've bought into one place.

The shape of it

Off-plan buying involves three years of waiting and dozens of milestones. Mulki keeps every payment schedule, every construction update, and the live secondary-market value of your unit in one private record, so you always know where you stand.

What changes

What changes for you

  • 01

    Payment milestones, never missed.

    Every instalment from your SPA, mapped against the construction-linked schedule. Reminders before each, receipts logged after.

  • 02

    What it's worth, before it's handed over.

    Live secondary-market pricing for your tower as construction progresses. Know what your contract is trading at, not just what you paid.

  • 03

    Handover, kept in view.

    Construction percentage, anticipated handover quarter, snagging window. Pulled from official sources and your developer updates.

  • 04

    All your SPAs, in one folder.

    Across multiple developers, multiple towers. One private record you can open in front of a financial adviser or pass to a buyer.

The promise

The point of off-plan is the upside between contract and handover. The point of Mulki is to make sure you can see it the whole way through.

Questions

Frequently asked questions

How do I track off-plan payment milestones in Dubai?
Your SPA sets a construction-linked payment plan, and the developer issues each request as a stage is reached. Mulki maps every instalment from the SPA against that schedule, reminds you before each one, and logs the receipt after, so a missed payment never threatens the contract.
How do I know what my off-plan unit is worth before handover?
Before completion an off-plan unit has no resale history of its own, so its value comes from the developer's current price list for remaining units and the resale prices of completed units nearby. Mulki tracks that secondary-market level as construction progresses, so you know what your contract is trading at, not just what you paid.
Can I sell an off-plan unit before it completes?
Yes, by assigning the contract to a new buyer, but most developers only allow it once you have paid a minimum share of the price, commonly 30 to 40%, and they charge an NOC fee. Our cost of selling guide covers the assignment process and what it costs.
Does an off-plan purchase count toward the Golden Visa?
Yes, once it is registered with the Land Department and the value reaches AED 2 million, so a registered off-plan purchase can put you over the line before the building is finished. Our Golden Visa guide explains exactly what qualifies.

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